NEFT & RTGS - Fund Transfer to other Bank Accounts
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Both NEFT & RTGS modules are available as a single module inside our Internet Banking application. So you have to login to our Internet Banking Service, go to "Transfers" menu and select "NEFT/RTGS Transfers" option.

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You have to Register & confirm your beneficiary before making any fund transfer. This registration & confirmation process is one time activity. Our system sends Tracker ID to you as SMS for beneficiary confirmation.

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Transaction amount less than Rs. 2,00,000 will be treated as NEFT transaction, otherwise you will have to select NEFT or RTGS option for inter-bank fund transfer. For RTGS minimum amount is 2,00,000.

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NEFT Operating Hours :
Monday to Friday:8.00Hrs to 18.30Hrs. Bulk NEFT File should be uploaded before 18:00Hrs for same day processing.
Saturday(except 2nd & 4th Saturdays):8.00Hrs to 18.30Hrs. Bulk NEFT File should be uploaded before 18:00Hrs for same day processing.
Sunday is holiday.

RTGS Operating Hours :
Monday to Friday:8.00Hrs to 16.20Hrs. Bulk RTGS File should be uploaded before 15:50Hrs for same day processing.
Saturday(except 2nd & 4th Saturdays):8.00Hrs to 16.20Hrs. Bulk RTGS File should be uploaded before 15:50Hrs.
Sunday is holiday.

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NEFT/RTGS Holiday List 2016:
26-Jan, 25-March, 01-April,14-April, 15-Aug, 11-Oct, 12-Oct and all 2nd & 4th Saturdays.
If any working day is declared as RBI NEFT/RTGS holiday later, then your NEFT/RTGS transactions scheduled for the same day will not be processed. You may recall the transactions and reschedule them.

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NEFT Charges :
1. For transaction amount up to Rs. 10,000 : Rs. 2.50 + taxes
2. For transaction amount above Rs. 10,000 & up to Rs. 1 Lac : Rs. 5.00 + taxes
3. For transaction amount above Rs. 1 Lac & up to Rs. 2 Lacs : Rs. 15.00 + taxes
4. For transaction amount more than Rs. 2 Lacs : Rs. 25.00 + taxes

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RTGS Charges :

1. For transaction amount from Rs. 2 Lac & up to Rs. 5 Lacs:
    Rs.25.00 + taxes (From 08:00 Hrs & up to 11:00 Hrs)
    Rs.27.00 + taxes (After 11:00 Hrs & up to 13:00 Hrs)
    Rs.30.00 + taxes (After 13:00 Hrs)

2. For transaction amount more than Rs. 5 Lacs:
    Rs.50.00 + taxes (From 08:00 Hrs & up to 11:00 Hrs)
    Rs.52.00 + taxes (After 11:00 Hrs & up to 13:00 Hrs)
    Rs.55.00 + taxes (After 13:00 Hrs)

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