NEFT & RTGS - Fund Transfer to other Bank Accounts
:

Both NEFT & RTGS modules are available as a single module inside our Internet Banking application. So you have to login to our Internet Banking Service, go to "Transfers" menu and select "NEFT/RTGS Transfers" option.

:

You have to Register & confirm your beneficiary before making any fund transfer. This registration & confirmation process is one time activity. Our system sends Tracker ID to you as SMS for beneficiary confirmation.

:

Transaction amount less than Rs. 2,00,000 will be treated as NEFT transaction, otherwise you will have to select NEFT or RTGS option for inter-bank fund transfer. For RTGS minimum amount is 2,00,000.

:

NEFT Operating Hours :
Monday to Friday:8.00Hrs to 18.30Hrs.Bulk NEFT File to be uploaded before 18:00Hrs for same day processing.
Saturday (Except 2nd & 4th saturdays):8.00Hrs to 18.30Hrs. Bulk NEFT File to be uploaded before 18:00Hrs.
Sunday is holiday.

RTGS Operating Hours :
Monday to Friday:8.00Hrs to 16.20Hrs.Bulk RTGS File to be uploaded before 15:50Hrs for same day processing.
Saturday (Except 2nd & 4th saturdays):8.00Hrs to 16.20Hrs.Bulk RTGS File to be uploaded before 15:50Hrs.

:

NEFT/RTGS Holiday List 2015:
26-Jan, 01-April, 03-April,14-April, 18-July, 15-Aug, 02-Oct, 22-Oct, 25-Dec & all 2nd and 4th saturdays.

:

NEFT Charges :
1. For transaction amount up to Rs. 1 Lac : No Charge
2. For transaction amount above Rs. 1 Lac & up to Rs. 2 Lacs : Rs. 16.00
3. For transaction amount more than Rs. 2 Lacs : Rs. 26.00

:

RTGS Charges :

1. For transaction amount from Rs. 2 Lac & up to Rs. 5 Lacs:
    Rs.26.00 (From 09:00 Hrs & up to 12:00 Hrs)
    Rs.27.00 (After 12:00 Hrs & up to 15:30 Hrs)
    Rs.32.00 (After 15:30 Hrs)

2. For transaction amount more than Rs. 5 Lacs:
    Rs.52.00 (From 09:00 Hrs & up to 12:00 Hrs)
    Rs.53.00 (After 12:00 Hrs & up to 15:30 Hrs)
    Rs.57.00 (After 15:30 Hrs)

:

Click here to go to Internet Banking Service.