NEFT & RTGS - Fund Transfer to other Bank Accounts
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Both NEFT & RTGS modules are available as a single module inside our Internet Banking application. So you have to login to our Internet Banking Service, go to "Transactions" menu, select "Fund Transfer & Payments" option and go to Fund Transfer to Other UBI Account.

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You have to Register your beneficiary before making any fund transfer. This registration process is one time activity. Beneficiaries are confirmed immediately at the time of registeration using OTP and funds can be transferred after cooling period of 24 hours.

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NEFT Operating Hours :
Monday to Friday:8.00Hrs to 18.30Hrs. Bulk NEFT File should be uploaded before 18:00Hrs for same day processing.
Saturday(except 2nd & 4th Saturdays):8.00Hrs to 18.30Hrs. Bulk NEFT File should be uploaded before 18:00Hrs for same day processing.
Sunday is holiday.

RTGS Operating Hours :
Monday to Friday:8.00Hrs to 16.00Hrs. Bulk RTGS File should be uploaded before 15:30Hrs for same day processing.
Saturday(except 2nd & 4th Saturdays):8.00Hrs to 16.00Hrs. Bulk RTGS File should be uploaded before 15:30Hrs.
Sunday is holiday.

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NEFT/RTGS Holiday List 2018:
26-Jan, 30-Mar, 15-Aug, 22-Aug, 02-Oct, 25-Dec, all Sundays and 2nd & 4th Saturdays.
If any working day is declared as RBI NEFT/RTGS holiday later, then your NEFT/RTGS transactions scheduled will not be processed on the same day, it will be processed on the next working day. You may recall the transactions and reschedule them.

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NEFT Charges :
1. For transaction amount up to Rs. 10,000 : Rs. 2.61 + taxes
2. For transaction amount above Rs. 10,000 & up to Rs. 1 Lac : Rs. 5.22 + taxes
3. For transaction amount above Rs. 1 Lac & up to Rs. 2 Lacs : Rs. 14.78 + taxes
4. For transaction amount more than Rs. 2 Lacs : Rs. 25.22 + taxes

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RTGS Charges :

1. For transaction amount from Rs. 2 Lac & up to Rs. 5 Lacs:
    Rs.25.22 + taxes (From 08:00 Hrs & up to 11:00 Hrs)
    Rs.26.96 + taxes (After 11:00 Hrs & up to 13:00 Hrs)
    Rs.30.43 + taxes (After 13:00 Hrs)

2. For transaction amount more than Rs. 5 Lacs:
    Rs.50.43 + taxes (From 08:00 Hrs & up to 11:00 Hrs)
    Rs.52.17 + taxes (After 11:00 Hrs & up to 13:00 Hrs)
    Rs.54.78 + taxes (After 13:00 Hrs)

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Click here to go to Internet Banking Service.