NEFT & RTGS - Fund Transfer to other Bank Accounts
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Both NEFT & RTGS modules are available as a single module inside our Internet Banking application. So you have to login to our Internet Banking Service, go to "Transactions" menu, select "Fund Transfer & Payments" option and go to Fund Transfer to Other UBI Account.

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You have to Register your beneficiary before making any fund transfer. This registration process is one time activity. Beneficiaries are confirmed immediately at the time of registeration using OTP and funds can be transferred after cooling period of 24 hours.

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NEFT Operating Hours :
Available on all days of the year, including holidays. Bulk NEFT File should be uploaded before 18:00Hrs for same day processing.

RTGS Operating Hours :
Monday to Friday:7.00Hrs to 18.00Hrs. Bulk RTGS File should be uploaded before 17:30Hrs for same day processing.
Saturday(except 2nd & 4th Saturdays):7.00Hrs to 18.00Hrs. Bulk RTGS File should be uploaded before 17:30Hrs.
Sunday is holiday.

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RTGS Holiday List 2020:
01-Apr, 10-Apr, 25-May, 01-Aug, 15-Aug, 02-Oct, 30-Oct, 25-Dec all Sundays and 2nd & 4th Saturdays.
If any working day is declared as RBI RTGS holiday later, then your RTGS transactions scheduled will not be processed on the same day, it will be processed on the next working day. You may recall the transactions and reschedule them.

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NEFT Outward Charges:

For SB Account holders:
1. There are no NEFT charges for SB account holders done through online mode w.e.f 01-Jan-2020.

For other Account holders:
1. For transaction amount up to Rs. 10,000 : Rs. 2.25 + taxes
2. For transaction amount above Rs. 10,000 & up to Rs. 1 Lac : Rs. 4.75 + taxes
3. For transaction amount above Rs. 1 Lac & up to Rs. 2 Lacs : Rs. 14.25 + taxes
4. For transaction amount more than Rs. 2 Lacs : Rs. 24.75 + taxes

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RTGS Charges :

1. For transaction amount from Rs. 2 Lac & up to Rs. 5 Lacs:
    Rs.24.50 + taxes (From 07:00 Hrs & up to 11:00 Hrs)
    Rs.24.50 + taxes (After 11:00 Hrs & up to 13:00 Hrs)
    Rs.24.50 + taxes (After 13:00 Hrs)

2. For transaction amount more than Rs. 5 Lacs:
    Rs.49.50 + taxes (From 07:00 Hrs & up to 11:00 Hrs)
    Rs.49.50 + taxes (After 11:00 Hrs & up to 13:00 Hrs)
    Rs.49.50 + taxes (After 13:00 Hrs)

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Click here to go to Internet Banking Service.